Saluda Grade Alternative Mortgage Trust 2025-LOC5

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Close Date: October 2025

Deal Size: $300mm

Originator: Multiple

Asset Class: Home Equity Line of Credit (HELOC)

Transaction Commentary: Floating rate securitization backed by floating rate HELOCs. Morningstar DBRS-rated and Fitch Ratings.

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This announcement is not a recommendation, offer or solicitation and there is risk investing in the Trust. Past performance is not indicative of future results.

The information contained in this web site is for information purposes only and should not be construed as financial or investment advice on any subject matter. Saluda Grade does not warrant the accuracy of the information provided on this web site or in any linked site, either expressly or impliedly, for any particular purpose. This web site shall not constitute an offer to sell or the solicitation of an offer to purchase or invest in any security, investment vehicle or other investment product managed or sponsored by Saluda Grade. Such an offer may only be made by the prospectus, private placement memorandum or other offering materials for the relevant investment vehicle or product, and only to investors who meet certain eligibility requirements. All investments and strategies contain risk and may lose value. There can be no assurance that Saluda Grade will achieve its objectives or that its investment strategies will work under all market conditions or are appropriate for all investors, and each investor should evaluate their ability to invest for the long term, especially during periods of downturn in the market. Outlook and strategies are subject to change without notice.