Saluda Grade Alternative Mortgage Trust 2026-RTL7

March 5, 2026

Saluda Grade Alternative Mortgage Trust 2026-RTL7 a $300 Million Residential Transition Loan Securitization

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March 5, 2026 – Saluda Grade (SG) has closed Saluda Grade Alternative Mortgage Trust 2026-RTL7 a $300 million securitization backed by a revolving pool of residential transition loans (RTLs). This marks the seventeenth RTL securitization issued by the GRADE shelf.

Key structural strengths include:

  • Loan Type: Short-term, interest-only loans with original terms ranging from six to twenty-four months, financing ground-up construction, rehabilitation, and bridge strategies
  • Initial Collateral Pool: 186 loans with an aggregate unpaid principal balance (UPB) of approximately $173.5 million
  • Revolving Period: Permits the addition of new loans during a two-year revolving period, subject to stringent eligibility criteria and concentration limits
  • Credit analysis: The initial mortgage loan pool has a weighted-average FICO of 749, loan-to-cost (LTC) of 80.88%, and loan-to-as-repair-value (LTARV) of 63.92%
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This announcement is not a recommendation, offer or solicitation and there is risk investing in the Trust. Past performance is not indicative of future results.

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